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The FHSA qualified withdrawal allows qualifying participants to withdraw money from their FHSA to buy or build a home without being taxed on the withdrawal. Participants are not required to pay back the money into their FHSA.

If you do not meet the criteria for a qualifying withdrawal, refer to the Make a Non-Qualifying FHSA Withdrawal page.

To request a FHSA qualified withdrawal to buy or build a qualifying home:

  1. Make sure you meet all conditions.
  2. Complete RC725 Request to Make a Qualifying Withdrawal from your FHSA - form as per instructions, print and sign.
  3. Send the form by mail to the following address:

      Outlook Financial
      Box 2, Station Main
      Winnipeg MB R3C 2G1

Important Notes:

  • Fixed GICs are not eligible for early redemption and must remain invested until the expiry of the selected term.
  • Your request will be completed within 1 business day of receipt of the completed form. Log in to online banking to verify your withdrawal.
  • Within your online banking profile your FHSA will be “view only”. FHSA deposits and withdrawals cannot be made online. Please use the forms available at Manage my Investments to complete any transactions with your FHSA.

For more information, eligibility rules, and application forms, visit the Government of Canada's website page.

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Rates effective
Jun 10, 2024

  • 3.45% Savings
  • 5.00% 1 Year Term
  • 4.30% 5 Year Term
View all rates