Products & Rates
Service Fees
Our fees reflect both the self-serve nature of Outlook Financial and the view that Outlook is designed for high-rate savings and not day-to-day transactional banking.
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Service fees effective: February 2015 |
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High-Interest Savings Account |
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Cheques/Interac direct payment/ATM withdrawals/preauthorized debits/bill payment/transfers: |
1 free per month, and $1.00 each additional debit |
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Additional Fees |
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Automated Teller Machine Withdrawals |
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Manitoba Credit Union ATM |
No additional fee |
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Manitoba Non-Credit Union ATM |
$2.00 |
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Out-of-Province ding free ATM |
No additional fee |
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Out-of-Province non-ding free ATM |
$2.00 |
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U.S. ATM |
**$3.50 |
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International ATM (outside North America) |
**$3.50 |
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**Please note that many ATMs outside of Canada do not process withdrawals from savings accounts. |
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Canadian Drafts |
$6.50 |
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Chargebacks/Returned Items |
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Non Sufficient Funds cheque deposit returned to the account |
$5.00 |
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Non Sufficient Funds returned item |
$40.00 |
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Closing Accounts |
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On closing (includes sending draft or cheque) |
$10.00 |
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Within 3 months of opening |
$15.00 |
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Courier Fees |
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In Manitoba |
$25.00 |
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Outside Manitoba |
$50.00 |
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Deposits |
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Manitoba Credit Union ATM |
Free |
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Automatic (e.g. payroll) |
Free |
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Automatic transfers from another institution |
Free |
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Non-MICR Encoded Cheques |
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Using non-Outlook Financial cheques |
$5.00 |
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RRSP / RRIF / TFSA |
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Transfer-out fee |
$50.00/request |
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Maintenance Enforcement Garnishment Order Payment |
Up to $250.00/order |
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Duplicate T4RRSP/T4RRIF/NR4 slip |
$10.00 |
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T3 filing by Concentra Financial |
$150.00 |
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As of March 31, 2018, T3 filing by Concentra Financial |
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Concentra Financial Consultation/Payout |
$150.00 minimum |
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As of March 31, 2018, minimum consultation/payout |
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Stop Payment |
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Stop payment - Telephone Banking |
Free |
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Stop payment - using Outlook Representative |
$10.00 |
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Pre-authorized debit stop (only available using Outlook Representative) |
Free |
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Additional fee when stopped |
$5.00 |
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Stop payment on Online Banking |
Not available |
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Interac e-Transfers |
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Sending Interac e-Transfer * |
$1.50 |
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Receiving Interac e-Transfer * |
Free |
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* Standard texting and data rates may apply |
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For more information on service fees, contact us.