Products & Rates

Fixed GICs

A Guaranteed Investment Certificate (GIC or Term Deposit) is a secure investment and a great option if you’re seeking predictable and guaranteed interest growth.


  • Deposits including accrued interest to date of payout are 100% guaranteed without limit.
  • Choose from a 1 to 5 year term depending on your investment horizon.
  • Choose to reinvest your compound interest back into your GIC, or pay it annually to your High-Interest Savings Account.
  • Fixed GICs are eligible for non-registered investments and registered plans.
  • The minimum deposit for Outlook GICs is $1000.
  • Not eligible for early redemption and must remain invested until the expiry of the selected term.

Purchase a GIC

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Rates effective
Jun 28, 2024

  • 3.45% Savings
  • 4.85% 1 Year Term
  • 4.70% 2 Year Term
  • 4.40% 3 Year Term
  • 4.35% 4 Year Term
  • 4.25% 5 Year Term
View all rates

Our deposits are 100% guaranteed

All your Outlook Financial deposits and interest are 100% guaranteed without limit, no matter where you live. Read more…