Products & Rates

Early Withdrawal Rate

You can access funds from your Cashable GICs (in whole or in part) any time prior to the maturity date subject to the *early-withdrawal interest rate, a $1,000 minimum withdrawal amount and a minimum remaining balance of $1,000 for non-registered and registered investment accounts.

Withdrawals from Cashable GICs made prior to the maturity date will earn the early-withdrawal interest rate on the funds withdrawn, calculated back to the date of deposit. The remainder of the GIC will continue to earn its regular rate of interest.


Date of GIC Purchase *Early-Withdrawal Interest Rate
Prior to February 15, 2010                        2%
February 15, 2010 - Present                        1%


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Rates effective
Jun 17, 2022

  • 1.80% Savings
  • 3.25% 1 Year Term
  • 4.40% 5 Year Term
View all rates