Predictable, Profitable and Secure Investments that are 100% guaranteed!* Start Saving today!

Why Outlook?

Outlook Financial is the virtual banking division of Assiniboine Credit Union, one of the most respected financial co-operatives in Canada. Our services are delivered through telephone, Internet, mobile app, ATMs and Canada Post. Meanwhile, we’ve made it easy to reach us and for you to access your funds when you need to.

Our use of technology means we don't have the extra expenses associated with maintaining a branch network. As a result, we can offer you better interest rates and greater savings.

What We Offer

Outlook Financial offers convenient, virtual banking combined with competitive interest rates, with deposits and interest backed by a 100% guarantee*.

We offer High Interest Savings Accounts and Guaranteed Investment Certificates (GICs) - all with excellent rates. Our GICs are RRSP, RRIF and TFSA eligible.

Today’s Rates

Cashable GICs - RRSP/RRIF
1 year Cashable RRSP/RRIF
1.85%
2 year Cashable RRSP/RRIF
1.95%
3 year Cashable RRSP/RRIF
2.05%
4 year Cashable RRSP/RRIF
2.20%
5 year Cashable RRSP/RRIF
2.35%
Savings Account - RRSP/RRIF
Savings
1.70%

Rates subject to change

What are RRSP Cashable GICs and High Interest Savings Accounts?

GICs are term deposits made for a particular period of time. Sometimes you don’t want to risk putting your money in investments that can’t guarantee a profit. GICs have a guaranteed interest rate with a set time period of investment, usually 1-to-5 years. With that stable interest rate you know what you’re getting, and when you’re getting it.

A High Interest Savings Account is a way for you to earn interest on your money, while maintaining maximum flexibility while knowing your deposits and interest are 100% guaranteed. With a High Interest Savings Account, your money is always available to you.

Why invest in Outlook RRSPs?

When it comes to saving for retirement, it's best to start early, and RRSPs are the best vehicle to maximize those savings.

Because RRSP contributions are tax-deductible within certain limits, you save now by lowering your taxes. Because RRSP interest isn’t taxed until you withdraw it, leaving it until you retire allows your interest to compound during your income-earning years.

We make it easier than ever to set up and contribute to an RRSP. You can invest in our RRSP Cashable GICs or our flexible RRSP High-Interest Savings Accounts. You can withdraw from your cashable RRSP GIC at any time, so you’re secure in knowing you have the money if you really need it. Outlook GICs offer competitive rates, and a secure way to earn more from your savings – and you get the added security of knowing your deposits and interest are both 100% guaranteed without limit*.

The minimum withdrawal amount is $1000. You must maintain a minimum balance of $1000, or you have the option to cash your entire RRSP GIC at the early withdrawal rate (prior to February 15, 2010 2%, February 15, 2010 - Present 1%)

With a RRSP High-Interest Savings Account, get interest that’s calculated daily and paid monthly back into your savings account with no maintenance fees, and no minimum balance.

Save $1,000 in your RRSP High-Interest Savings Account, and then transfer your money into an RRSP Cashable GIC for even greater returns.

How to set up a new RRSP GIC or High Interest Savings Account

Applying to Outlook is fast, simple and secure. Depending on the options you choose, your application should take about 5-10 minutes to complete. Your account will be open within 2 business days after we receive your application. Once completed, you will receive an email notification welcoming you to Outlook Financial and giving you all the information you need to manage your accounts.

Once you are a member, setting up a new RRSP GIC or High Interest Savings Account is as easy as completing our online Deposit Form within the Manage My Investments section of Member Services.

The minimum deposit for Outlook GICs is only $1000. Your deposit will be completed within 2 business days after we receive your request.

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