Products & Rates
Service Fees
Our fees reflect both the self-serve nature of Outlook Financial and the view that Outlook is designed for high-rate savings and not day-to-day transactional banking.
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Service fees effective: May, 2009 |
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High-Interest Savings Account |
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Cheques/Interac direct payment/ATM withdrawals/preauthorized debits/bill payment/transfers: |
1 free per month, and $1.00 each additional debit |
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Other Fees |
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(In addition to the $1.00 additional debit fee) |
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Automated Teller Machine Withdrawals |
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(excluding normal transaction fees) |
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Manitoba Credit Union ATM |
No additional fee |
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Manitoba Non-Credit Union ATM |
$1.50 |
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Out of Province ATM |
$1.50 |
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U.S. ATM |
**$3.50 |
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International ATM (outside North America) |
**$3.50 |
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**Please note that many ATMs outside of Canada do not process withdrawals from savings accounts. |
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Canadian Drafts |
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Payable by Member to a third party |
$5.00 |
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Chargebacks/Returned Items |
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NSF cheque drawn on someone else’s account |
$5.00 |
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NSF cheque drawn on Member’s own account |
$5.00 |
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NSF charge (no overdrafts allowed) |
$32.00 |
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Closing Accounts |
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On closing (includes sending draft or cheque) |
$7.50 |
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Within 3 months of opening |
$12.00 |
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Courier Fees |
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In Manitoba |
$25.00 |
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Outside Manitoba |
$50.00 |
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Deposits |
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Manitoba Credit Union ATM |
Free |
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Automatic (e.g. payroll) |
Free |
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Automatic transfers from another institution |
Free |
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Non-MICR Encoded Cheques |
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Using non-Outlook Financial cheques |
$5.00 |
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RRSP / RRIF / TFSA |
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Transfer-out fee |
$50.00 |
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Stop Payment |
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Stop payment - Telephone Banking |
Free |
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Stop payment - using Outlook Representative |
$10.00 |
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Pre-authorized debit stop (only available using Outlook Representative) |
Free |
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Additional fee when stopped |
$5.00 |
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Stop payment on Online Banking |
Not available |
For more information on service fees, contact us.