Effective: September 1, 2007

High Interest Savings Account
Cheques/Interac direct payment/ATM withdrawals/preauthorized debits/bill payment/transfers:
1 free per month $1.00 each additional debit

Other fees:
(In addition to the $1.00 additional debit fee) 

Automated Teller Machine Withdrawals
(excluding normal transaction fees)

Manitoba Credit Union ATM: No additional fee
Interac (Canadian ATM): $1.50
Cirrus or Plus (U.S. ATM): $3.50**
International ATM (outside North America): $5.00**

**Please note ATMs outside of Canada do not process withdrawals from savings accounts.

Canadian Drafts
Payable by Member to a third party: $5.00

Chargebacks/Returned Items
NSF cheque drawn on someone else’s account: $5.00
NSF cheque drawn on Member’s own account: $5.00
NSF charge (no overdrafts allowed): $32.00

Closing Accounts
Within 3 months of opening: $12.00

Deposits
Manitoba Credit Union ATM: Free
Automatic (e.g. payroll): Free
Automatic transfers from another institution: Free

Non-MICR Encoded Cheques
Using non-Outlook Financial cheques: $5.00

RRSP
Transfer-out fee: $50.00

Stop Payment
Place a stop payment using Outlook-by-Phone: Free
Place a stop payment by Outlook staff: $10.00
Place a stop payment with missing information: $15.00
Additional fee when/if cheque stopped: $5.00

Fees are subject to change at any time without notice. For additional information on service fees, please contact an Outlook Financial Representative at 958-7333, 1-877-958-7333 (outside Winnipeg, within Canada) or 1-204-958-7333 (outside Canada).